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5 Surefire Ways To Eliminate Credit Card Debt

January 18, 2012 | Author: bram | Posted in Credit

Do you have a huge credit card debt? You’re definitely not alone. According to the survey, the average family in the U.S. $ 7000 in credit card debt and pays about $ 1000 in interest each year! Add to that a late payment or two, or an over-the-limit fee, and the soaring numbers. Imagine what …

Good Credit is King, When Qualifying for Mortgage Programs

January 18, 2012 | Author: bram | Posted in Credit

If you want to purchase a new home or refinance your existing mortgage, make sure that the variety of loan programs available. If you have less than excellent or even bad credit, you can still qualify for a loan. If you have outstanding credit, though, you’re in the driver’s seat famous when it comes to …

What You Should Know About Credit Counseling

January 18, 2012 | Author: marquise | Posted in Credit

Credit counseling is a free service that many people who have money problems have turned to in spite of financial ruin. Credit counseling companies negotiate with creditors to achieve economic solutions that will benefit both you and your creditors. Often, they can reduce your monthly payments, lower interest rates and eliminate late fees. In addition …

Warning: Today’s “Non Profit Credit Counselors” Are Yesterday’s Bill Collectors!

January 18, 2012 | Author: marquise | Posted in Credit

In this dirty secret, today’s “non profit credit counselors” are often just front organizations paid lucrative commissions creditors to keep consumers from financial ruin! When “collection Biz”, creditors sell the debt position, with hundreds of debt collection agencies for more money up front. Collection agencies, debt work this debt until they have all the money …